Do You Know What Co-Signers Are?

Who Do They Think Committed the Crime?

Who Do They Think Committed the Crime?

A lot of people dream of being famous one day, especially here in California. It is kind of hard not to think about fame and fortune when you live so close to Hollywood. The thing is, fame isn’t all it’s cracked up to be. For instance, if you are famous, you get recognized all the time. Sometimes, you may get recognized in the worst ways possible.

This is exactly what has happened to Friends actor David Schwimmer recently after a robbery in Blackpool, England. A restaurant in the city of Blackpool was recently robbed. Luckily, there is security footage of the incident, and the suspect in question can be clearly seen. The thing is, the suspect has a striking resemblance to David Schwimmer.

When the Blackpool Police posted some of the images on their social media sites, many commenters were quick to point this fact out. Many jokes and references to the TV sitcom Friends were shared as the people viewed the images. Eventually, the Blackpool Police commented that they investigated the matter and confirmed that Schwimmer was not in the country during the time of the incident.

Schwimmer himself even took to social media to join in on the fun. The actor posted a video to his personal Twitter with the hashtag “itwasntme.” The video shows Schwimmer emulating some of the pictures of the suspect in question. The actor also wished the Blackpool Police some good luck with their investigation.

As you can see, fame isn’t all it’s cracked up to be. Sometimes people think they’ve seen someone famous when that person wasn’t there. Luckily, in this instance, it was simply a case of mistaken identity.

Can You Make Bail Cheaper?

Be Prepared for October 18

Be Prepared for October 18

California is pretty well known for having plenty of wildfires, and 2018 has been no exception. This year’s fire season has been one of the worst in state in history, but it was at least expected. The one plus side to wildfires, is that they follow a bit of a forecast. Here in California, wildfires become much more common during the warm months of summer and fall, making them a slightly predictable emergency.

Earthquakes, on the other hand, are just about as unpredictable as emergencies come. They can happen whenever and wherever in California, making them much scarier. Sometimes the ground will rumble, and it will be over in a second, before anyone can even register that an earthquake took place. Other ties however, things can be much worse.

Large scale earthquakes can strike without warning and level entire city blocks. This is a fact that is very common in our state’s history. Cities like San Francisco and Los Angeles have both dealt with the harsh reality of major earthquakes and seen the kind of damage that they are capable of.

Since earthquakes are a part of normal life here in California, it is important for all residents to be prepared for the worst. One good opportunity to practice would be to participate in the Great Shakeout which takes place on October 18th. The Great Shakeout is a unified way for people who live or work in earthquake prone areas to plan, practice, and prepare for an inevitable earthquake.

You may not be able to predict when an earthquake will strike and rattle your life, but you can prepare for one. Every Californian should have an emergency kit and a plan in place for what to do when an earthquake does occur. By being prepared, a person could save their life, or the life of others around them.


Move Over or Slow Down

Move Over or Slow Down

Ask anyone, and they will tell you that driving on the freeway is not quite the same as driving on surface streets. On freeways, cars drive a lot faster and there is very little stop and go, unless of course there is a bit of traffic. Freeways are fast moving environments, and they are not the kinds of places where you want to have car trouble. Unfortunately, we don’t always get what we want.

Sometimes, cars breakdown on the freeway and leave their driver stranded alongside a very busy road. Even if these cars are off to the side on the shoulder, it can still be nerve wracking to be that close to speeding vehicles. It can also be very dangerous, which is why they have to wait for emergency help. Thousands of accidents are caused every year because drivers hit a car parked on the side of the road.

Due to this fact, many states have enacted laws with the goal of ensuring the safety of stranded motorists and emergency personnel alike. The state of California is no different. Here, it is required by law that all motorists vacate the lane immediately next to the shoulder if an emergency vehicle is stationary there displaying flashing lights, so long as it is safe to do so. If that cannot be done, then the driver needs to slow down while passing the vehicle.

What some people do not realize, is that this does not simply mean police, fire, and EMT vehicles. This law also includes tow truck drivers and Caltrans vehicles that are displaying flashing orange lights. Failing to move over can earn a person a pricey ticket.

This law is very important, and helps keep workers safe as they work alongside the road. For your safety, and the safety of all emergency personnel helping the stranded motorist.

How to Keep Your Home Safe

How to Keep Your Home Safe

In an article written by Matthew Wilson for Property Guard Master, Wilson cites that in the United States alone there is a home intrusion every thirteen seconds. Furthermore, there are an astounding 2.5 million home burglaries reported each year. Of those 2.5 million home burglaries, 60% of them happen between the hours of 10:00 AM and 3:00 PM. Despite these staggering numbers, only 13% of burglaries end in an arrest.

Did you know that 87% of burglaries are considered preventable? So how do you help prevent such home invasions? We’ve got some suggestions. We know it can be tempting to post about an upcoming vacation, but don’t. It can be hard to know exactly who is viewing your posts and you don’t want the wrong person finding out that your house is going to be empty for a prolonged period of time.

It is also a good idea to have a security system installed in your home. Only 17% of houses in the United States have a security system even though this could be a big deterrent for an intruder. If you can’t afford a security system, be sure every door is equipped with a deadbolt lock and that you do not hide any spare keys outside of your home.

If you do go on vacation, or have a crazy work schedule, it is important to make it seem as though your home is being lived in. If you’re heading out on vacation, ask a trusted neighbor to pick up your newspaper and mail each day so that it does not pile up on your porch or in your mailbox. You should also consider leaving a light on in a few rooms in your home so when night time comes around it appears as though someone is there. It’s also smart to keep your bushes and shrubs trimmed so it looks like someone is regularly doing yard maintenance.

As hard as it may be, it’s important to always be one step ahead of a possible intruder. By following these tips above and being aware of what is going on in and around your neighborhood you can help prevent an intrusion.

If you think your home is being watched by possible intruders, read our article about spotting potential threats here.

Prevent Bullies

Prevent Bullies

New year, same problem. It’s the start of a new school year, which means new classrooms and new friends. For some, it also means facing new bullies. Let’s join the nation and take a stand against bullying one child at a time. What better child to start with than your own? The new school year is the perfect opportunity to start, or continue, the conversation with your kids about the importance of being kind to everyone and avoid being a bully.

A bully isn’t just someone who beats up on another student. According to the CDC, “Bullying is any unwanted aggressive behavior(s) by another youth or group of youths that involves an observed or perceived power imbalance and is repeated multiple times or is highly likely to be repeated. Bullying may inflict harm or distress on the targeted youth including physical, psychological, social, or educational harm.”

It is important to talk to your children about the different types of bullying. They are physical, verbal, and relational. Physical bullying is when one hits, kicks, punches, spits on, or trips another person. Verbal bullying is when someone taunts, calls another person a name, threatens, or makes sexual comments to someone else. The final type is relational, meaning someone is trying to harm another’s personal relationship by isolating them, spreading rumors, or sharing images.

According to, children are most likely to be bullied throughout elementary school. One of the key ways you can help prevent bullying is to address the bullying whenever and wherever you see it taking place. It is also important to talk to your children about the importance of being inclusive and kind to everyone, despite differences you may have.

Reckless Driving in Los Angeles and California

Reckless Driving in Los Angeles and California

Recently, a video surfaced of a group of cars taking over an intersection in South Los Angeles late one night. The video shows at least three separate vehicles doing doughnuts through the intersection at the same time. Meanwhile, spectators look on from the sidewalks, some dangerously close to the vehicles.

To some people, this may look like fun, but most others see that this is a very dangerous. Not only did this block traffic in the intersection, but it put many people in danger. While it is unclear if any arrests were made in relation to this incident, it is likely that if any of the drivers were caught, they would have been charged with reckless driving.

California Vehicle Code 23103 makes it a crime for any person to drive their vehicle in a reckless fashion with complete disregard to the safety of any nearby people or property. This is exactly what the people in the video were doing. They were driving in a reckless fashion with complete disregard for any of the bystanders, some of which came with inches of the fast moving vehicles.

The penalties for reckless driving in California include a fine and possible jail time. The severity of these consequences is dependent on whether the crime is charged as a misdemeanor or as a felony. In most cases, reckless driving is a misdemeanor offense that comes with 5 to 90 days in a county jail and/or a fine of no more than $1,000. However, if a person is injured as a result of the reckless driving, the person will likely face felony charges. These charges are much steeper and can include up to a 3 year stay in jail, and/or a max fine of $10,000. Regardless of how it is charged, reckless driving also adds 2 points to a driver’s license.

Driving a vehicle erratically can be very dangerous for both the driver and pedestrians. The video in questions shows multiple instances where a driver almost hit a pedestrian which would have carried serious consequences.

What Is the Best Meal of the Day?

What Is the Best Meal of the Day?

As summer comes to a close, kids are bracing for their inevitable return to school. Their days of sleeping in and relaxing will be over. In their place will be stress-filled, drowsy mornings that lead to long lectures. In the chaos of getting ready in the morning, it can be easy to forget out what is arguably the most important meal of the day.

Everyone has heard that breakfast is the most important meal, and many studies have proven that this is true. Breakfast is the first meal a person has after roughly 8 hours of fasting. In order for your body to wake up and be able to focus on anything, it needs energy. Breakfast helps refill your energy and gives you a jumpstart for the rest of the day.

Eating breakfast in the morning, which should occur sometime within the first two hours after waking up, has many benefits. It can improve memory and concentration, which is very important for kids who are heading off to a day of learning. Eating breakfast can also make us happier, so you aren’t feeling hangry, and can reduce stress. All of this can combine to mean better grades for students.

Growing children need a lot of energy to stay active, and they can get a lot of that required energy from having breakfast. It is estimated that boys between the ages of 7 and 10 should consume roughly 1970 kcals per day. Girls within the same age range should consume about 1740 kcals per day.

As hard as it can be to fit in in the early hours before school, it is important to always make time for breakfast. Doing so can put everyone in a better mood and help your kids be more attentive and prepared for the school day. If you want what is best your kids, then you should consider providing them with a good breakfast every morning.

Did You Know This about Carpool Lanes?

Did You Know This about Carpool Lanes?

If you have ever driven on a California freeway, you’ve probably seen a carpool lane before. More recently, they have been renamed to HOV lanes, which stands for High Occupancy Vehicle Lane. These are lanes that are only accessible by vehicles that have more than one occupant in the vehicle. The idea is that by offering a clear lane for only certain vehicles, more people will be encouraged to rideshare and therefore reduce the amount of traffic on the road.

While carpool lanes may parallel and resemble other lanes on the road, they are viewed as different. They have different sets of rules to ensure that they are used properly and effectively. Breaking these rules can get a person pulled over and issued a traffic violation ticket.

One rule that some people do not realize, is that not all carpool lanes are active 24/7. Some lanes are only considered carpool lanes at set times for certain days of the week. These times usually coincide with peak traffic conditions and are often posted on the signs near the lane itself. This means that anyone can drive through the lane when it isn’t during the posted time, but during those times, only vehicles with more than one occupant can use the lane.

When a driver violates the rules of carpool line, they can face a minimum fine of $490 dollars. Repeat offenders will likely face higher fines. Depending on the location, there can also be additional fees if the local city has elected add additional fees in an effort to reduce carpool lane abuse.

Nobody likes dealing with traffic and California seems to have more than its fair share. This isn’t surprising considering that California is the most populated state in the country. However, this is not an excuse to misuse the carpool lane. If a driver wants to be able to use the carpool lane on their way to and from work, then they should find someone to rideshare with. Otherwise they could faces some hefty fines.

Can Climate Change Increase Suicide Rates?

Can Climate Change Increase Suicide Rates?

If you are like most people, than you probably don’t like it when the temperatures rise too high. Here in Southern California it is not unheard of for the temperatures to rise into the triple digits, which is never fun. This kind of heat can be deadly in its own right, but a recent study by researchers at Stanford has found that higher than average temperatures can increase chances of another problem.

The study looked at how climate change can affect the mental health of a person and found that suicide rates increased when temperatures rose above their monthly average. For every 1 degree Celsius rise in temperature, the monthly suicide rate increases by .68% in the United States. This was a noticeable trend that the researchers found after examining statistics from 1968 to 2004.

Here in the United States, suicide is the 10th leading cause of death. The Center for Disease Control and Prevention (CDC) states that suicide claimed around 45,000 lives in the United States during 2016. This is compared to the roughly 800,000 people who die to suicide every year around the globe.

The belief is that when temperatures rise, they increase the likelihood of a person becoming more depressed, which can lead to a higher risk of suicide. Anyone who has ever had to deal with extreme temperatures knows that they don’t always put a person in a great mood.

For anyone who is depressed and struggling with suicide, it is important to know that you are not alone. There are people out there who are willing to help. The National Suicide Prevention Lifeline can be reached 24/7 by calling 1-800-273-8255. They also have a website that offers additional resources, and can be reached here.

Beat the Heat, Save Some Cash

Beat the Heat, Save Some Cash

If you’ve been living in California for any amount of time then it should come as no surprise that it was ranked as the third most expensive place to live in the United States, this according to a 2017 article published by CNBC. While California may be known as the Golden State, that doesn’t mean you have to strike it rich to live here.

With your paycheck being split between housing, food, and gas, we want to help stretch your family’s budget for the things you want to do – things that don’t include sending money to the government. In an effort to help you cut costs and make room in your summer budget, we bring you the top five ways to cut your summer utility bills.

We’ve taken tips from all over the web, including Forbes and US News to bring you top tips. Read below to save some serious summer cash.

Place heavy or thick drapes over the windows – By hanging heavy drapery over windows and doors you will help keep your home or apartment cool by not letting the sun’s rays through the glass. We know that blackout curtains aren’t cheap. Click here to shop Amazon’s selection of blackout curtains. If there still isn’t room in your budget to cover every window with curtains, buy coverings for only the large windows or doors that face direct sunlight.
Don’t turn off your A.C. – This might sound strange, however, when you turn off your A.C. completely the temperature in your home rises. In turn, when you return home and turn the unit back on the system will have to work twice as hard to cool down your home. Ultimately, using more electricity and causing your energy bill to rise.
Utilize ceiling fans – The great thing about ceiling fans is that they do not use as much electricity as your air conditioning unit, but they help circulate air throughout your home to help keep it cool.
Turn your lights off – This simple and effective step can save big on your electric bill by cutting energy usage during the day and keeping your home cool.
Limit appliance usage – This suggestion is multi-faceted, meaning that it’s not specific to a particular room in your household. By limiting the use of your dryer, dishwasher, and oven you will see your electric bill take a nosedive. Utilize the summer warmth to dry laundry outside, have your kids help wash dirty dishes, and make simple dishes that don’t require the use of your oven or stove.

These are just a few tips and tricks to help you beat the heat and save some cash this summer, but we know that there are thousands of other ideas out there. Drop us a comment below and tell us some of your own tips and tricks to help lower your family’s utility consumption during the summer months.